All the latest Financial News

We’ll bring you all the latest news from the financial sector, keeping you right up-to-date with everything you need to know regarding loans, financial products and services as well as anything else that might interest you.

June sees a Retail Boom as Consumer Confidence Soars

SHOPPING

Consumer confidence surged to a 15-year high last month, with GFK finding that the public mood was more optimistic than at any point since January 2000. The result of this was somewhat inevitable: people flocked to the high street in their droves.

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How could The National Living Wage affect Consumers?

£9 per hour 2020

The national minimum wage, introduced by Tony Blair’s Labour government in 1999 at a now almost laughably thrifty £3.50 an hour and standing at £6.50 an hour today, up to  fair pay for workers across the United Kingdom and is now pretty much a universally supported idea politicians of all parties.

 

Earlier this month, the Conservative Chancellor of the Exchequer, George Osborne, announced a new national living wage for all UK workers over the age of 25. Starting at £7.20 an hour in 2016, and rising to £9 an hour by 2020, this new legislation will essentially replace the national minimum wage. Read More »


Are we slipping into old credit habits?

contactless-card

Recent figures show that consumers are switching to contactless payments in their millions. In 2014, contactless spending increased by 108% in volume and around 115% in value. Read More »


Holiday Loans Online – A growing trend?

Villa with pool in the sun

With five years of austerity measures behind us and at least five more ahead, many people have felt some kind of impact on their personal finances. Prices are rising ahead of wages and it is becoming a struggle for many people to make ends meet. They make adjustments to how they live – changing supermarkets, going out less often and perhaps even giving up their car – and have far less excess income to put aside for a rainy day. Read More »


Do local council spending cuts encourage debt?

 

The government recently announced that local council budgets will be cut by an average of 1.8 percent. Labour MP Hilary Benn commented that the cuts fall most heavily on the poorest areas of Britain, which could leave the least well-off families struggling to make ends meet.

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