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The Mechanics of Car Finance

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According to Mintel, since 2009, consumers demand for car finance has grown strongly. Nearly 2 million plans were sold at point-of-sale through dealerships in 2014, a rise of 13% on 2013; evidence of this growth.


Considering the impact of the 2008 recession, this shift in consumer behaviour is hardly surprising.  People are more conscious of their expenditure and are less inclined to spend outside of their means. Financing can be beneficial for consumers because the affordable repayment plans that it inherits can enable people to get a better model/spec of car than they might otherwise have been able to afford.

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